Powering Africa's Industrial Supply Chains
The B2B raw materials procurement and trade credit platform for industrial SMEs. Aggregated sourcing, verified suppliers, and short-term financing — all in one place.
The Problem
Industrial SMEs in Africa Are Structurally Constrained
Profitable industrial businesses cannot grow — not because of demand, but because of broken supply chains and absent credit infrastructure.
Fragmented Procurement
Raw material procurement across Africa is fragmented, opaque, and inefficient — driving up costs for SMEs.
Upfront Payment Required
Suppliers require cash upfront, locking working capital and limiting how much an SME can buy and grow.
Banks Demand Collateral
Traditional lenders demand physical collateral — ignoring the cash-flow data that actually proves creditworthiness.
No Credit Signal
Informal supply chains produce zero credit history, leaving profitable businesses invisible to financiers.
Result: Profitable industrial businesses cannot grow.
Banks are retreating from SME trade finance. Trade-backed credit is the fastest, safest path to SME financing.
The Solution
Procurement Meets Embedded Trade Credit
SpecificTrading integrates procurement with embedded trade credit. We finance goods in motion, not balance sheets.
Aggregated Sourcing
We aggregate raw material sourcing to secure better pricing and reliable supply for construction and manufacturing inputs.
Verified Suppliers
Every supplier on the platform is verified with standardized SKUs, ensuring quality and reducing risk for buyers.
Short-Term Trade Credit
7–45 day trade credit means your supplier gets paid immediately while you pay later — unlocking growth.
Transaction-Driven Credit
Credit limits are driven by real transaction data, not balance sheets. Every order builds your credit profile.
How It Works
End-to-End Industrial Trading Flow
Risk controlled at SKU, supplier, and buyer level.
SME Places Bulk Order
Industrial SMEs submit bulk procurement orders for raw materials — construction inputs, manufacturing supplies, and more.
We Source & Aggregate
SpecificTrading sources from verified suppliers, aggregating orders to drive down costs and ensure consistent quality.
Supplier Gets Paid Now
We pay your supplier immediately on delivery. No delays, no friction — the supplier is made whole from day one.
Buyer Pays Later
You receive your goods and pay within 7–45 days. Short-tenure credit keeps risk controlled and your cash flowing.
Platform Captures Data
Every transaction builds your credit profile, improves pricing power, and unlocks larger credit limits over time.
Market Opportunity
A Large, Credit-Starved Market
Africa industrial B2B spend is massive and growing. Initial focus: construction and manufacturing inputs — SMEs with repeat procurement cycles.
Competitive Advantage
Our Advantage Compounds Over Time
Banks can't control procurement. Marketplaces can't control credit. We do both.
Control of Procurement Flow
We sit at the center of the transaction, capturing data and margin at every step.
Embedded Credit Discipline
Short-tenure credit with strict exposure caps keeps risk contained and predictable.
Repeat Buyer Behavior
Industrial SMEs reorder frequently, creating compounding data and deepening relationships.
Deep Supplier Relationships
We aggregate demand, giving suppliers volume while giving buyers pricing power.
Business Model
Reinforcing Revenue Streams
Early Access
Join the Waitlist
Be among the first industrial SMEs to access aggregated sourcing and embedded trade credit on SpecificTrading.